Terms of Service

Welcome to Circonspect. These Terms of Service ("Terms") govern your access to and use of our website, mobile application, and services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Acceptance of Terms

By creating an account, accessing, or using Circonspect, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all users of the Service, including students, instructors, and visitors.

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on our website and updating the "Last updated" date. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

2. Eligibility

You must be at least 13 years old to use our Service. If you are under 18, you represent that you have your parent's or legal guardian's permission to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. User Accounts

When you create an account with Circonspect, you must provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring your account information remains accurate and up to date

We reserve the right to suspend or terminate your account if any information provided during registration or thereafter proves to be inaccurate, false, or misleading, or if you violate these Terms.

4. Course Access and Enrollment

When you enroll in a course, you receive a limited, non-exclusive, non-transferable license to access and view the course content for personal, non-commercial use. This license includes:

• Lifetime access to purchased courses (unless otherwise specified)
• Access to course updates and improvements
• The right to receive a certificate upon successful completion

You may not share your account access, reproduce, distribute, publicly display, or create derivative works from course content without our express written permission.

5. Payment and Refunds

Certain courses and features require payment. By making a purchase, you agree to:

• Provide current, complete, and accurate payment information
• Pay all charges at the prices in effect when incurred
• Pay applicable taxes

Refund Policy: We offer a 14-day money-back guarantee on course purchases. To request a refund, contact us at admin@circonspect.com within 14 days of purchase. Refunds are processed within 5-10 business days.

6. User Content

Our Service may allow you to post, submit, or share content including comments, questions, projects, and other materials ("User Content"). You retain ownership of your User Content, but by posting it, you grant Circonspect a worldwide, non-exclusive, royalty-free license to use, reproduce, and display your User Content in connection with operating the Service.

You represent and warrant that:

• You own or have the necessary rights to your User Content
• Your User Content does not infringe on any third-party rights
• Your User Content complies with these Terms and applicable laws

We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable, without prior notice.

7. Prohibited Conduct

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Share your account credentials or allow others to access your account
• Download, copy, or redistribute course content without permission
• Harass, abuse, or harm other users
• Impersonate another person or entity
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any part of the Service
• Use automated systems to access the Service without permission
• Post spam, malware, or malicious code
• Collect or harvest personal data of other users

8. Intellectual Property Rights

The Service and its original content (excluding User Content), features, and functionality are owned by Circonspect and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not modify, reproduce, distribute, create derivative works from, publicly display, or exploit any part of the Service without our express written permission.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CIRCONSPECT DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that the Service will be uninterrupted or error-free
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that the Service will meet your requirements or expectations

We do not guarantee specific learning outcomes or career results from using our courses.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CIRCONSPECT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or personal information
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, or other harmful code transmitted through the Service
• Any errors or omissions in content or any loss or damage incurred from use of content

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

You may terminate your account at any time by contacting us at admin@circonspect.com. Termination does not entitle you to a refund for courses already purchased.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Circonspect operates, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration, except where prohibited by law.

13. Changes to the Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

14. Contact Information

If you have any questions about these Terms, please contact us: